The research tools model an entire community at once. This one is just about you. Set your household's monthly spend, and choose when you'd join. The same engine behind oursimulator will draw your line. It is a representative projection of your coverage rising, month after month, until your permanent income covers your everyday spending in full.
Groceries, essentials, everyday purchases you'd route through the community.
Start a community from scratch, or join one that's already been building for a few years.
Reinvesting more of the early returns means paying out a little less at first. It reaches the finish years sooner. See The Seven Years of Plenty.
What "full coverage" means
Here is what the model means by it. As a member you route your everyday spending through community-owned businesses. The surplus that spending generates is pooled and invested. You come toco-own the businesses it funds. In the model, each pays a permanentmonthly income that only rises. "Full coverage" is the moment that income covers your whole$1,500/month — and in the model, it keeps going after that.
Honest noteThis is a modeled projection, not a promise. The line is the model's representative (median-member) trajectory. Real businesses vary, and any one household's path will differ.
The real, immediate partThe buying-club savings are what you feel from day one: better prices because members buy together. The permanent-income journey above is the longer build layered on top of that.
Where the numbers come fromEvery figure here is computed live in your browser by the same ownership-rotation engine as our research. See exactly what we've established, and what only reality can confirm, onWhere We Stand.